Credit Officer

2 - 5 Years
Bhavnagar

Job Description

Credit Officer:
Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual.
Accountable for the credit quality of the loan underwritten and portfolio, including the due diligence, of the portfolio included in their markets.
Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual.
Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority.
Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual.
Being the first person verifying the post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals.
Visits to outstation branches/units as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction matters.
Qualification: Any Graduate
Experience: Min 2-5yrs in relevant industry
Salary: According to Industry Standard
Location: Ahmedabad, Bhavnagar

Salary: INR 2,50,000 - 3,50,000 P.A.

Industry:Accounting / Finance

Functional Area:Accounts, Finance, Tax, Company Secretary, Audit

Role Category:Finance/Audit

Role:Credit/Control Manager

Employment Type:Permanent Job, Full Time

Keyskills

Desired Candidate Profile

Please refer to the Job description above

Company Profile

MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED

MAS Financial Services Limited helps you to unlock the power of property through its subsidiary company that offers loans for purchase of affordable abodes along with commercial property. We also offer housing loans to customers who need to expand on their homesteads/ renovate part of their abodes, construct an extra floor on their homes. MAS also offers flexible construction finance loans to affordable housing developers so that they can continue setting up affordable housing projects. The overall loan ticket size for housing loans and commercial property loans range from 50,000 to 1 Crore; while the construction finance loans range from 20 Lacs to 3 Crores. The overall loan tenure can be extended up to 240 months. Commercial property loans have tenure up to 120 months and construction finance has tenure up to 48 months
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Contact Company:MAS RURAL HOUSING & MORTGAGE FINANCE LIMITED