Credit Officer

2 - 7 Years

Job Description

-Credit recommending and sanctioning authority, responsible for analysis of loans as per the Policy Manual.

-Accountable for the credit quality of the loan underwritten and portfolio, -including the due diligence, of the portfolio included in their markets.
Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis & various associated financial ratios for credit decision, as per the Policy Manual.

-Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority.

-Preparing and monitoring system related MIS and data updating for the requirement of the administration of the loans as per the Loan Policy Manual.

-Being the first person verifying the post disbursement documentation completion and compliance of all conditions including the sanction terms and conditions stipulated on deals.

-Visits to outstation branches/units as per the instructions of the competent authority in relation to the matters connected with Credit Appraisal/PD/Sanction matters.

Salary: INR 1,25,000 - 3,00,000 P.A.

Industry:Banking / Financial Services / Broking

Employment Type:Permanent Job, Full Time


Desired Candidate Profile

Qualification: Any Graduate
Experience: Min 2-5yrs in relevant industry
Must have knowledge of CAM and PD


Doctorate:Doctorate Not Required

Company Profile

MAS Rural Housing & Mortgage Finance Ltd

MAS Rural Housing & Mortgage Finance Ltd. (MRHMFL) is a housing finance company registered with the National Housing Bank. It is promoted by MAS Financial Services Ltd. (MFSL)

MAS has an endeavor to realize the dream of millions of Indian House Holds to "OWN A HOME". The focus is to serve the middle income segment of the society, which we reckon as one of the key drivers of the housing industry. This segment is largely characterized by the informal but credit worthy class.

MAS leveraging on its more than two decades of in-depth understanding, is poised to cater to this segment and be a catalyst in realizing the most cherished dream of this segment to "OWN A HOME." It is worth noting that, this class is spread across the length and breadth of the country, be it urban, semi-urban or rural.

Extending "Credit where it is due" remains the main plank, as far as credit delivery is concerned in consistent with the endeavour of the group since the last two decades of building quality assets..
View Contact Details+

Recruiter Name:Mitesh

Contact Company:MAS Rural Housing & Mortgage Finance Ltd